{"id":27213,"date":"2026-02-10T11:22:37","date_gmt":"2026-02-10T11:22:37","guid":{"rendered":"https:\/\/timberfinance.ch\/?p=27213"},"modified":"2026-03-02T14:25:17","modified_gmt":"2026-03-02T14:25:17","slug":"white-paper-timber-financing","status":"publish","type":"post","link":"https:\/\/timberfinance.ch\/en\/white-paper-timber-financing\/","title":{"rendered":"White Paper &#8211; Timber Financing"},"content":{"rendered":"<div class=\"elementor-element elementor-element-1c2aa94 elementor-widget elementor-widget-heading\" data-id=\"1c2aa94\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-element elementor-element-1c2aa94 elementor-widget elementor-widget-heading\" data-id=\"1c2aa94\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h2 class=\"elementor-heading-title elementor-size-default\">Timber Financing \u2013 Theory and Financing Practice in the Swiss and International Forestry and Timber Industry<\/h2>\n<\/div>\n<\/div>\n<div class=\"elementor-element elementor-element-33ced27 elementor-widget elementor-widget-text-editor\" data-id=\"33ced27\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p data-start=\"376\" data-end=\"768\">Timber is gaining importance not only as a construction material but also across the entire value chain and as a carbon removal technology. At the same time, the forestry and timber sector\u2014particularly the SME-driven Swiss market\u2014faces key financing challenges: How is growth financed? What instruments are available? And why does investment capital often remain limited despite strong climate and market potential?   <\/p>\n<p data-start=\"770\" data-end=\"1229\">The white paper <strong>\u201cTimber Financing \u2013 Theory and Financing Practice in the Swiss and International Forestry and Timber Industry\u201d <\/strong>was developed in collaboration with the <strong data-start=\"849\" data-end=\"886\">ZHAW School of Management and Law <\/strong>and <strong data-start=\"891\" data-end=\"909\">Timber Finance.<\/strong> It provides the first systematic analysis of the financing landscape in the forestry and timber sector, with a focus on Switzerland and embedded in an international comparison. The project was supported by the <strong data-start=\"1130\" data-end=\"1179\">Swiss Federal Office for the Environment (FOEN)<\/strong> under the Wood Action Plan.  <\/p>\n<p data-start=\"1231\" data-end=\"1529\">The study is based on three primary data sources:<br data-start=\"1267\" data-end=\"1270\">\u25aa<!-- notionvc: 6b1ed131-71b4-4df1-9dbd-f9ebe90add3d --> International capital market data of publicly listed timber companies<br data-start=\"1337\" data-end=\"1340\">\u25aa<!-- notionvc: 6b1ed131-71b4-4df1-9dbd-f9ebe90add3d --> Company-level data from the ORBIS database<br data-start=\"1384\" data-end=\"1387\">\u25aa<!-- notionvc: 6b1ed131-71b4-4df1-9dbd-f9ebe90add3d --> A quantitative survey of Swiss companies across the entire timber value chain\u2014from forestry and processing to timber construction<\/p>\n<p data-start=\"1531\" data-end=\"1898\">The white paper shows that while timber construction and the industrial timber value chain are widely perceived as sustainable, their financing structures often lag behind their climate and growth potential. Equity and mortgage-backed bank loans dominate, while innovative or sustainable financing instruments remain underutilized. <\/p>\n<h3 data-start=\"1900\" data-end=\"1941\">Key findings of the study:<\/h3>\n<p data-start=\"1943\" data-end=\"2702\">\u25a0 The Swiss forestry and timber sector is heavily SME-driven and has limited access to capital markets and alternative financing instruments.<br data-start=\"2092\" data-end=\"2095\">\u25a0 Publicly listed timber companies in Europe and North America make significantly broader use of financing instruments\u2014from green bonds to private placements.<br data-start=\"2248\" data-end=\"2251\">\u25a0 CO\u2082-Zertifikate etablieren sich als erg\u00e4nzende Einnahmequelle, spielen aber bisher nur eine untergeordnete Rolle in der klassischen Wachstumsfinanzierung.<br data-start=\"2408\" data-end=\"2411\">\u25a0 High financing costs, insufficient collateral, and limited transparency regarding sustainability performance are holding back investment.<br data-start=\"2541\" data-end=\"2544\">\u25a0 Without targeted financial incentives, the climate potential of timber\u2014particularly long-term carbon storage in buildings\u2014remains economically undervalued.<\/p>\n<p data-start=\"2704\" data-end=\"2967\">The white paper therefore makes an important contribution to closing existing knowledge gaps and establishing a solid foundation for new financing approaches\u2014from sustainable lending and timber construction mortgages to carbon-based financing models.<\/p>\n<p data-start=\"2969\" data-end=\"3044\">\n<\/div>\n<\/div>\n<div class=\"elementor-element elementor-element-bcb157e elementor-widget elementor-widget-heading\" data-id=\"bcb157e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h2 class=\"elementor-heading-title elementor-size-default\">Download White Paper (in German):<\/h2>\n<\/div>\n<\/div>\n<p><script charset=\"utf-8\" type=\"text\/javascript\" src=\"\/\/js-eu1.hsforms.net\/forms\/embed\/v2.js\"><\/script><br \/>\n<script>\n  hbspt.forms.create({\n    portalId: \"25003384\",\n    formId: \"0055ad77-c5e1-4490-ac7c-fa71498696a0\",\n    region: \"eu1\"\n  });\n<\/script><\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone wp-image-27220\" src=\"https:\/\/timberfinance.ch\/wp-content\/uploads\/2026\/02\/Whitepaper_Timber_Financing_Cover-212x300.jpg\" alt=\"\" width=\"284\" height=\"402\" srcset=\"https:\/\/timberfinance.ch\/wp-content\/uploads\/2026\/02\/Whitepaper_Timber_Financing_Cover-212x300.jpg 212w, https:\/\/timberfinance.ch\/wp-content\/uploads\/2026\/02\/Whitepaper_Timber_Financing_Cover-724x1024.jpg 724w, https:\/\/timberfinance.ch\/wp-content\/uploads\/2026\/02\/Whitepaper_Timber_Financing_Cover-768x1086.jpg 768w, https:\/\/timberfinance.ch\/wp-content\/uploads\/2026\/02\/Whitepaper_Timber_Financing_Cover-1086x1536.jpg 1086w, https:\/\/timberfinance.ch\/wp-content\/uploads\/2026\/02\/Whitepaper_Timber_Financing_Cover-1448x2048.jpg 1448w, https:\/\/timberfinance.ch\/wp-content\/uploads\/2026\/02\/Whitepaper_Timber_Financing_Cover-scaled.jpg 1811w\" sizes=\"(max-width: 284px) 100vw, 284px\" \/><\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"Timber Financing \u2013 Theory and Financing Practice in the Swiss and International Forestry and Timber Industry Timber is gaining importance not only as a construction material but also across the entire value chain and as a carbon removal technology. At the same time, the forestry and timber sector\u2014particularly the SME-driven Swiss market\u2014faces key financing challenges: [&hellip;]","protected":false},"author":9,"featured_media":27219,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[271,201,231,215,179,240],"tags":[],"class_list":["post-27213","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tracker-en-2","category-finance-en","category-news","category-index-en","category-tf-initiative-en","category-white-papers"],"_links":{"self":[{"href":"https:\/\/timberfinance.ch\/en\/wp-json\/wp\/v2\/posts\/27213","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/timberfinance.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/timberfinance.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/timberfinance.ch\/en\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/timberfinance.ch\/en\/wp-json\/wp\/v2\/comments?post=27213"}],"version-history":[{"count":2,"href":"https:\/\/timberfinance.ch\/en\/wp-json\/wp\/v2\/posts\/27213\/revisions"}],"predecessor-version":[{"id":27227,"href":"https:\/\/timberfinance.ch\/en\/wp-json\/wp\/v2\/posts\/27213\/revisions\/27227"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/timberfinance.ch\/en\/wp-json\/wp\/v2\/media\/27219"}],"wp:attachment":[{"href":"https:\/\/timberfinance.ch\/en\/wp-json\/wp\/v2\/media?parent=27213"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/timberfinance.ch\/en\/wp-json\/wp\/v2\/categories?post=27213"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/timberfinance.ch\/en\/wp-json\/wp\/v2\/tags?post=27213"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}